Getting a car loan through your Ford dealership is one of the best financing options available to you. It has things that will appeal to everyone, as well as specific groups of buyers. For example, people with great credit may enjoy the excellent incentives that are sometimes available, while everyone can enjoy the convenience dealership loans offer.
5 Reasons to Finance Your 2025 Ford at Your Ford Dealership
1. It May Let You Bundle Payments Together
Let’s say you want to get an extended warranty and a few years of Connected Services such as Blue Cruise, FordPass, or Connected Navigation. It’s possible to pay for all of these things separately, but you may be able to bundle them into your car loan and monthly car payment when you seek financing through the dealer.
This means there are fewer payments for you to keep track of every month, and it could reduce the monthly cost of certain things, as you’ll be stretching those payments out across your loan term.
2. It’s One of the Most Accessible Financing Options
Banks and credit unions are typically hesitant to lend to people don’t have the best credit. Dealership financing makes getting a car accessible to a wider range of people, as individuals with poor credit are typically more likely to be approved for financing when getting it through the dealer.
3. It Can Give You Access to Incredible Incentives
Well-qualified buyers can sometimes qualify the certain incentives Ford is running. Ford sometimes has special loan and lease deals available, letting you get a loan with lower interest rates than the national average or lease a car for a great price each moth. The dealership has direct access to these incredible offers, so applying for financing through the dealer could save you some money.
4. It’s Convenient
You can’t beat the convenience of getting a loan through the dealer, as it cuts out so many time-consuming steps. Applying for a loan can be done online, which isn’t the case with all lenders. You only need to fill out a single loan application, too, whether you apply for dealership financing online or in person. This single application is shown to a variety of lenders, so you won’t need to apply for loans with different lenders individually.
5. It Doesn’t Make You Compromise
If you go to the Ford dealer for financing, then you know they can sell you a new Ford car. You can’t guarantee you’ll find a 2025 Ford model at a non-Ford dealership. Some lenders require you to buy cars from dealerships in their network, and there won’t always be a Ford dealer in that selection, so you’ll have to settle for a different car. That’s never a problem when you finance through your Ford dealer.
Come to Fernelius Ford, Inc. in Cheboygan, MI, to finance your next Ford today. Make sure you check out our online credit application and payment calculator.
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